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One of the most important steps for financial independence is being prepared for unexpected bills. And the best way to do that is to create an Emergency Savings Account (ESA).

InCharge® Education Foundation developed Military Money® to provide an authoritative financial resource for military families and help ensure the fighting readiness of America’s armed forces by enhancing their financial readiness to make informed decisions in their everyday lives.

Reserve soldiers earn what’s called Unit Training Pay. Unit Training Pay is money you earn while training on weekends and during full-time training events.

So you're thinking of buying a new car? Well, before you picture yourself behind the wheel you better make sure a bank is going to approve you for a loan.

In addition to Basic Pay or Drill Pay, there are many opportunities to earn additional money in the Army. These one-time bonuses are available if you choose a specific Army job, complete special training, take on extra responsibilities or have served in the military before.

Improved your credit rating, lower your monthly payments, and reduce your interest rates.