It is sometimes easy to forget that you have to pay for what
you buy. But, as long as you use your credit wisely, you'll
benefit from the convenience that credit can provide. Using
credit responsibly is not always easy. When you carry credit
cards- especially cards with high credit limits - you may
be tempted to spend more money than you should. Today it's
hard to imagine getting along without credit cards. They offer
a convenient way to pay for and keep track of your purchases.